LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,622
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,442/mo
Today · 4.125%
HK$48,483
baseline
▲ 0.50% · 4.625%
HK$51,433
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,966/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,754
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,115
−HK$1,381/mo
Today · 4.125%
HK$53,496
baseline
▲ 0.50% · 4.625%
HK$56,316
+HK$2,820/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,992/mo (50% DSR)
Upfront cash ≈ HK$10.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,747
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,450
−HK$1,730/mo
Today · 4.125%
HK$58,180
baseline
▲ 0.50% · 4.625%
HK$61,720
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$116,360/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,905
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,539
−HK$1,657/mo
Today · 4.125%
HK$64,196
baseline
▲ 0.50% · 4.625%
HK$67,579
+HK$3,383/mo
Deposit HK$8.00M · loan HK$12.00M · min. income ≈ HK$128,392/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,871
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,858
−HK$2,018/mo
Today · 4.125%
HK$67,876
baseline
▲ 0.50% · 4.625%
HK$72,007
+HK$4,131/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,752/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,056
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,962
−HK$1,933/mo
Today · 4.125%
HK$74,895
baseline
▲ 0.50% · 4.625%
HK$78,843
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,790/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,120
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,674
−HK$2,596/mo
Today · 4.125%
HK$87,270
baseline
▲ 0.50% · 4.625%
HK$92,580
+HK$5,310/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,540/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,358
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$93,808
−HK$2,485/mo
Today · 4.125%
HK$96,293
baseline
▲ 0.50% · 4.625%
HK$101,369
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,586/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,750 · Scale 2, in force from 26 Feb 2026)