LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,625
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,044
−HK$1,442/mo
Today · 4.125%
HK$48,486
baseline
▲ 0.50% · 4.625%
HK$51,436
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,972/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,757
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,118
−HK$1,381/mo
Today · 4.125%
HK$53,499
baseline
▲ 0.50% · 4.625%
HK$56,319
+HK$2,820/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$106,998/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,750
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,453
−HK$1,730/mo
Today · 4.125%
HK$58,183
baseline
▲ 0.50% · 4.625%
HK$61,723
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$116,366/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,908
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,542
−HK$1,657/mo
Today · 4.125%
HK$64,199
baseline
▲ 0.50% · 4.625%
HK$67,583
+HK$3,384/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$128,398/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,875
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,862
−HK$2,018/mo
Today · 4.125%
HK$67,880
baseline
▲ 0.50% · 4.625%
HK$72,010
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,760/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,060
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,966
−HK$1,933/mo
Today · 4.125%
HK$74,899
baseline
▲ 0.50% · 4.625%
HK$78,847
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,798/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,125
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$84,679
−HK$2,595/mo
Today · 4.125%
HK$87,274
baseline
▲ 0.50% · 4.625%
HK$92,585
+HK$5,311/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,548/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,363
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,813
−HK$2,486/mo
Today · 4.125%
HK$96,299
baseline
▲ 0.50% · 4.625%
HK$101,375
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,598/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,861 · Scale 2, in force from 26 Feb 2026)