LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,625
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,045
−HK$1,441/mo
Today · 4.125%
HK$48,486
baseline
▲ 0.50% · 4.625%
HK$51,437
+HK$2,951/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,972/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,758
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,119
−HK$1,381/mo
Today · 4.125%
HK$53,500
baseline
▲ 0.50% · 4.625%
HK$56,320
+HK$2,820/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$107,000/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,750
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,453
−HK$1,731/mo
Today · 4.125%
HK$58,184
baseline
▲ 0.50% · 4.625%
HK$61,724
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$116,368/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,909
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,543
−HK$1,657/mo
Today · 4.125%
HK$64,200
baseline
▲ 0.50% · 4.625%
HK$67,584
+HK$3,384/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$128,400/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,875
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,862
−HK$2,019/mo
Today · 4.125%
HK$67,881
baseline
▲ 0.50% · 4.625%
HK$72,011
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,762/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,061
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,967
−HK$1,933/mo
Today · 4.125%
HK$74,900
baseline
▲ 0.50% · 4.625%
HK$78,848
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,800/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,126
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,680
−HK$2,596/mo
Today · 4.125%
HK$87,276
baseline
▲ 0.50% · 4.625%
HK$92,586
+HK$5,310/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,552/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,364
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$93,814
−HK$2,486/mo
Today · 4.125%
HK$96,300
baseline
▲ 0.50% · 4.625%
HK$101,376
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,600/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,887 · Scale 2, in force from 26 Feb 2026)