LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,627
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,046
−HK$1,442/mo
Today · 4.125%
HK$48,488
baseline
▲ 0.50% · 4.625%
HK$51,438
+HK$2,950/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$96,976/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,759
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$52,120
−HK$1,381/mo
Today · 4.125%
HK$53,501
baseline
▲ 0.50% · 4.625%
HK$56,322
+HK$2,821/mo
Deposit HK$10.00M · loan HK$10.00M · min. income ≈ HK$107,002/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,752
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,455
−HK$1,730/mo
Today · 4.125%
HK$58,185
baseline
▲ 0.50% · 4.625%
HK$61,726
+HK$3,541/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$116,370/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,911
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,545
−HK$1,657/mo
Today · 4.125%
HK$64,202
baseline
▲ 0.50% · 4.625%
HK$67,586
+HK$3,384/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$128,404/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,877
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,864
−HK$2,019/mo
Today · 4.125%
HK$67,883
baseline
▲ 0.50% · 4.625%
HK$72,013
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,766/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,063
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,969
−HK$1,933/mo
Today · 4.125%
HK$74,902
baseline
▲ 0.50% · 4.625%
HK$78,850
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,804/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,128
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$84,682
−HK$2,596/mo
Today · 4.125%
HK$87,278
baseline
▲ 0.50% · 4.625%
HK$92,589
+HK$5,311/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,556/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,366
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,817
−HK$2,486/mo
Today · 4.125%
HK$96,303
baseline
▲ 0.50% · 4.625%
HK$101,379
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,606/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$750,940 · Scale 2, in force from 26 Feb 2026)