LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,628
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,048
−HK$1,442/mo
Today · 4.125%
HK$48,490
baseline
▲ 0.50% · 4.625%
HK$51,440
+HK$2,950/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$96,980/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,761
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,123
−HK$1,381/mo
Today · 4.125%
HK$53,504
baseline
▲ 0.50% · 4.625%
HK$56,324
+HK$2,820/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,008/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,754
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,457
−HK$1,731/mo
Today · 4.125%
HK$58,188
baseline
▲ 0.50% · 4.625%
HK$61,728
+HK$3,540/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$116,376/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,913
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,547
−HK$1,657/mo
Today · 4.125%
HK$64,204
baseline
▲ 0.50% · 4.625%
HK$67,589
+HK$3,385/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$128,408/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,880
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,867
−HK$2,019/mo
Today · 4.125%
HK$67,886
baseline
▲ 0.50% · 4.625%
HK$72,016
+HK$4,130/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,772/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,066
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,972
−HK$1,933/mo
Today · 4.125%
HK$74,905
baseline
▲ 0.50% · 4.625%
HK$78,853
+HK$3,948/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,810/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,131
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,686
−HK$2,596/mo
Today · 4.125%
HK$87,282
baseline
▲ 0.50% · 4.625%
HK$92,592
+HK$5,310/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,564/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,370
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,821
−HK$2,486/mo
Today · 4.125%
HK$96,307
baseline
▲ 0.50% · 4.625%
HK$101,383
+HK$5,076/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,614/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,022 · Scale 2, in force from 26 Feb 2026)