LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,632
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,052
−HK$1,442/mo
Today · 4.125%
HK$48,494
baseline
▲ 0.50% · 4.625%
HK$51,444
+HK$2,950/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$96,988/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,765
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,127
−HK$1,381/mo
Today · 4.125%
HK$53,508
baseline
▲ 0.50% · 4.625%
HK$56,328
+HK$2,820/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,016/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,759
−HK$3,433/mo
▼ 0.25% · 3.875%
HK$56,462
−HK$1,730/mo
Today · 4.125%
HK$58,192
baseline
▲ 0.50% · 4.625%
HK$61,733
+HK$3,541/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$116,384/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,918
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,552
−HK$1,658/mo
Today · 4.125%
HK$64,210
baseline
▲ 0.50% · 4.625%
HK$67,594
+HK$3,384/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$128,420/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,885
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,872
−HK$2,019/mo
Today · 4.125%
HK$67,891
baseline
▲ 0.50% · 4.625%
HK$72,022
+HK$4,131/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,782/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,071
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,977
−HK$1,934/mo
Today · 4.125%
HK$74,911
baseline
▲ 0.50% · 4.625%
HK$78,860
+HK$3,949/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,822/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,138
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,693
−HK$2,596/mo
Today · 4.125%
HK$87,289
baseline
▲ 0.50% · 4.625%
HK$92,600
+HK$5,311/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,578/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,377
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,828
−HK$2,486/mo
Today · 4.125%
HK$96,314
baseline
▲ 0.50% · 4.625%
HK$101,391
+HK$5,077/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,628/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,184 · Scale 2, in force from 26 Feb 2026)