LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,633
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,052
−HK$1,442/mo
Today · 4.125%
HK$48,494
baseline
▲ 0.50% · 4.625%
HK$51,445
+HK$2,951/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$96,988/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,766
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,128
−HK$1,381/mo
Today · 4.125%
HK$53,509
baseline
▲ 0.50% · 4.625%
HK$56,329
+HK$2,820/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,018/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,759
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,463
−HK$1,730/mo
Today · 4.125%
HK$58,193
baseline
▲ 0.50% · 4.625%
HK$61,734
+HK$3,541/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$116,386/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,919
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,553
−HK$1,658/mo
Today · 4.125%
HK$64,211
baseline
▲ 0.50% · 4.625%
HK$67,595
+HK$3,384/mo
Deposit HK$8.00M · loan HK$12.01M · min. income ≈ HK$128,422/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,886
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,873
−HK$2,019/mo
Today · 4.125%
HK$67,892
baseline
▲ 0.50% · 4.625%
HK$72,023
+HK$4,131/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,784/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,072
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,979
−HK$1,933/mo
Today · 4.125%
HK$74,912
baseline
▲ 0.50% · 4.625%
HK$78,861
+HK$3,949/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,824/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,139
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,694
−HK$2,596/mo
Today · 4.125%
HK$87,290
baseline
▲ 0.50% · 4.625%
HK$92,601
+HK$5,311/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,580/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,379
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,830
−HK$2,486/mo
Today · 4.125%
HK$96,316
baseline
▲ 0.50% · 4.625%
HK$101,393
+HK$5,077/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,632/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,215 · Scale 2, in force from 26 Feb 2026)