LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,636
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$47,055
−HK$1,442/mo
Today · 4.125%
HK$48,497
baseline
▲ 0.50% · 4.625%
HK$51,448
+HK$2,951/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$96,994/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,769
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,131
−HK$1,381/mo
Today · 4.125%
HK$53,512
baseline
▲ 0.50% · 4.625%
HK$56,333
+HK$2,821/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,024/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,763
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,466
−HK$1,731/mo
Today · 4.125%
HK$58,197
baseline
▲ 0.50% · 4.625%
HK$61,738
+HK$3,541/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,394/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,923
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,557
−HK$1,657/mo
Today · 4.125%
HK$64,214
baseline
▲ 0.50% · 4.625%
HK$67,599
+HK$3,385/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,428/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,890
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,877
−HK$2,019/mo
Today · 4.125%
HK$67,896
baseline
▲ 0.50% · 4.625%
HK$72,028
+HK$4,132/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,792/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,077
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,983
−HK$1,934/mo
Today · 4.125%
HK$74,917
baseline
▲ 0.50% · 4.625%
HK$78,866
+HK$3,949/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,834/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,144
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,699
−HK$2,596/mo
Today · 4.125%
HK$87,295
baseline
▲ 0.50% · 4.625%
HK$92,607
+HK$5,312/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,590/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,384
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,835
−HK$2,487/mo
Today · 4.125%
HK$96,322
baseline
▲ 0.50% · 4.625%
HK$101,399
+HK$5,077/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,644/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,335 · Scale 2, in force from 26 Feb 2026)