LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,637
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,057
−HK$1,442/mo
Today · 4.125%
HK$48,499
baseline
▲ 0.50% · 4.625%
HK$51,450
+HK$2,951/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$96,998/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,771
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,132
−HK$1,382/mo
Today · 4.125%
HK$53,514
baseline
▲ 0.50% · 4.625%
HK$56,334
+HK$2,820/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,028/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,764
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,468
−HK$1,731/mo
Today · 4.125%
HK$58,199
baseline
▲ 0.50% · 4.625%
HK$61,740
+HK$3,541/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,398/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,925
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,559
−HK$1,657/mo
Today · 4.125%
HK$64,216
baseline
▲ 0.50% · 4.625%
HK$67,601
+HK$3,385/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,432/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,892
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,879
−HK$2,019/mo
Today · 4.125%
HK$67,898
baseline
▲ 0.50% · 4.625%
HK$72,030
+HK$4,132/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,796/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,079
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,985
−HK$1,934/mo
Today · 4.125%
HK$74,919
baseline
▲ 0.50% · 4.625%
HK$78,868
+HK$3,949/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,838/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,147
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,702
−HK$2,596/mo
Today · 4.125%
HK$87,298
baseline
▲ 0.50% · 4.625%
HK$92,610
+HK$5,312/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,596/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,387
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,838
−HK$2,487/mo
Today · 4.125%
HK$96,325
baseline
▲ 0.50% · 4.625%
HK$101,402
+HK$5,077/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,650/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,398 · Scale 2, in force from 26 Feb 2026)