LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,638
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,057
−HK$1,443/mo
Today · 4.125%
HK$48,500
baseline
▲ 0.50% · 4.625%
HK$51,451
+HK$2,951/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,000/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,771
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,133
−HK$1,381/mo
Today · 4.125%
HK$53,514
baseline
▲ 0.50% · 4.625%
HK$56,335
+HK$2,821/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,028/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,765
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,469
−HK$1,730/mo
Today · 4.125%
HK$58,199
baseline
▲ 0.50% · 4.625%
HK$61,741
+HK$3,542/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,398/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,926
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$62,560
−HK$1,657/mo
Today · 4.125%
HK$64,217
baseline
▲ 0.50% · 4.625%
HK$67,602
+HK$3,385/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,434/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,893
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,880
−HK$2,019/mo
Today · 4.125%
HK$67,899
baseline
▲ 0.50% · 4.625%
HK$72,031
+HK$4,132/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,798/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,080
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,986
−HK$1,934/mo
Today · 4.125%
HK$74,920
baseline
▲ 0.50% · 4.625%
HK$78,869
+HK$3,949/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,840/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,148
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$84,703
−HK$2,596/mo
Today · 4.125%
HK$87,299
baseline
▲ 0.50% · 4.625%
HK$92,611
+HK$5,312/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,598/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,389
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$93,840
−HK$2,486/mo
Today · 4.125%
HK$96,326
baseline
▲ 0.50% · 4.625%
HK$101,404
+HK$5,078/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,652/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,428 · Scale 2, in force from 26 Feb 2026)