LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,638
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,058
−HK$1,442/mo
Today · 4.125%
HK$48,500
baseline
▲ 0.50% · 4.625%
HK$51,451
+HK$2,951/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,000/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,772
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,134
−HK$1,381/mo
Today · 4.125%
HK$53,515
baseline
▲ 0.50% · 4.625%
HK$56,336
+HK$2,821/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,030/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,766
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,469
−HK$1,731/mo
Today · 4.125%
HK$58,200
baseline
▲ 0.50% · 4.625%
HK$61,741
+HK$3,541/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,400/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,926
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,560
−HK$1,658/mo
Today · 4.125%
HK$64,218
baseline
▲ 0.50% · 4.625%
HK$67,603
+HK$3,385/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,436/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,893
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,881
−HK$2,019/mo
Today · 4.125%
HK$67,900
baseline
▲ 0.50% · 4.625%
HK$72,031
+HK$4,131/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,800/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,081
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,987
−HK$1,934/mo
Today · 4.125%
HK$74,921
baseline
▲ 0.50% · 4.625%
HK$78,870
+HK$3,949/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,842/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,148
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,704
−HK$2,596/mo
Today · 4.125%
HK$87,300
baseline
▲ 0.50% · 4.625%
HK$92,612
+HK$5,312/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,600/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,389
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,840
−HK$2,487/mo
Today · 4.125%
HK$96,327
baseline
▲ 0.50% · 4.625%
HK$101,404
+HK$5,077/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,654/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,443 · Scale 2, in force from 26 Feb 2026)