LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,639
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,059
−HK$1,442/mo
Today · 4.125%
HK$48,501
baseline
▲ 0.50% · 4.625%
HK$51,452
+HK$2,951/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,002/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,773
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,135
−HK$1,381/mo
Today · 4.125%
HK$53,516
baseline
▲ 0.50% · 4.625%
HK$56,337
+HK$2,821/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,032/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,767
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,470
−HK$1,731/mo
Today · 4.125%
HK$58,201
baseline
▲ 0.50% · 4.625%
HK$61,742
+HK$3,541/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,402/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,927
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,561
−HK$1,658/mo
Today · 4.125%
HK$64,219
baseline
▲ 0.50% · 4.625%
HK$67,604
+HK$3,385/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,438/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,895
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,882
−HK$2,019/mo
Today · 4.125%
HK$67,901
baseline
▲ 0.50% · 4.625%
HK$72,033
+HK$4,132/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$135,802/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,082
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,988
−HK$1,934/mo
Today · 4.125%
HK$74,922
baseline
▲ 0.50% · 4.625%
HK$78,872
+HK$3,950/mo
Deposit HK$6.00M · loan HK$14.01M · min. income ≈ HK$149,844/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,150
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,705
−HK$2,597/mo
Today · 4.125%
HK$87,302
baseline
▲ 0.50% · 4.625%
HK$92,614
+HK$5,312/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$174,604/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,391
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,842
−HK$2,487/mo
Today · 4.125%
HK$96,329
baseline
▲ 0.50% · 4.625%
HK$101,406
+HK$5,077/mo
Deposit HK$2.00M · loan HK$18.01M · min. income ≈ HK$192,658/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,483 · Scale 2, in force from 26 Feb 2026)