LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,643
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,063
−HK$1,442/mo
Today · 4.125%
HK$48,505
baseline
▲ 0.50% · 4.625%
HK$51,457
+HK$2,952/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,010/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,778
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,139
−HK$1,382/mo
Today · 4.125%
HK$53,521
baseline
▲ 0.50% · 4.625%
HK$56,342
+HK$2,821/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,042/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,772
−HK$3,434/mo
▼ 0.25% · 3.875%
HK$56,475
−HK$1,731/mo
Today · 4.125%
HK$58,206
baseline
▲ 0.50% · 4.625%
HK$61,748
+HK$3,542/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,412/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,933
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,567
−HK$1,658/mo
Today · 4.125%
HK$64,225
baseline
▲ 0.50% · 4.625%
HK$67,610
+HK$3,385/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,450/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,900
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,888
−HK$2,020/mo
Today · 4.125%
HK$67,908
baseline
▲ 0.50% · 4.625%
HK$72,040
+HK$4,132/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$135,816/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,089
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,995
−HK$1,934/mo
Today · 4.125%
HK$74,929
baseline
▲ 0.50% · 4.625%
HK$78,879
+HK$3,950/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$149,858/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,158
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$84,713
−HK$2,597/mo
Today · 4.125%
HK$87,310
baseline
▲ 0.50% · 4.625%
HK$92,622
+HK$5,312/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,620/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,400
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,851
−HK$2,487/mo
Today · 4.125%
HK$96,338
baseline
▲ 0.50% · 4.625%
HK$101,416
+HK$5,078/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,676/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,667 · Scale 2, in force from 26 Feb 2026)