LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,648
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,068
−HK$1,443/mo
Today · 4.125%
HK$48,511
baseline
▲ 0.50% · 4.625%
HK$51,463
+HK$2,952/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,022/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,783
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,145
−HK$1,382/mo
Today · 4.125%
HK$53,527
baseline
▲ 0.50% · 4.625%
HK$56,349
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,054/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,778
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,482
−HK$1,731/mo
Today · 4.125%
HK$58,213
baseline
▲ 0.50% · 4.625%
HK$61,755
+HK$3,542/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,426/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,940
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,575
−HK$1,658/mo
Today · 4.125%
HK$64,233
baseline
▲ 0.50% · 4.625%
HK$67,618
+HK$3,385/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,466/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,908
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$65,896
−HK$2,019/mo
Today · 4.125%
HK$67,915
baseline
▲ 0.50% · 4.625%
HK$72,048
+HK$4,133/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$135,830/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,097
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,004
−HK$1,934/mo
Today · 4.125%
HK$74,938
baseline
▲ 0.50% · 4.625%
HK$78,888
+HK$3,950/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$149,876/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,167
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,723
−HK$2,597/mo
Today · 4.125%
HK$87,320
baseline
▲ 0.50% · 4.625%
HK$92,633
+HK$5,313/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,640/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,410
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,862
−HK$2,487/mo
Today · 4.125%
HK$96,349
baseline
▲ 0.50% · 4.625%
HK$101,428
+HK$5,079/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,698/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,902 · Scale 2, in force from 26 Feb 2026)