LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,649
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,069
−HK$1,443/mo
Today · 4.125%
HK$48,512
baseline
▲ 0.50% · 4.625%
HK$51,464
+HK$2,952/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,024/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,784
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,146
−HK$1,382/mo
Today · 4.125%
HK$53,528
baseline
▲ 0.50% · 4.625%
HK$56,350
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,056/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,779
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,483
−HK$1,731/mo
Today · 4.125%
HK$58,214
baseline
▲ 0.50% · 4.625%
HK$61,757
+HK$3,543/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,428/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,941
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,576
−HK$1,658/mo
Today · 4.125%
HK$64,234
baseline
▲ 0.50% · 4.625%
HK$67,620
+HK$3,386/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,468/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,909
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,897
−HK$2,020/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$72,049
+HK$4,132/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,098
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,005
−HK$1,934/mo
Today · 4.125%
HK$74,939
baseline
▲ 0.50% · 4.625%
HK$78,890
+HK$3,951/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$149,878/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,169
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,725
−HK$2,597/mo
Today · 4.125%
HK$87,322
baseline
▲ 0.50% · 4.625%
HK$92,635
+HK$5,313/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,644/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,412
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,864
−HK$2,487/mo
Today · 4.125%
HK$96,351
baseline
▲ 0.50% · 4.625%
HK$101,429
+HK$5,078/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,702/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,939 · Scale 2, in force from 26 Feb 2026)