LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,650
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,070
−HK$1,442/mo
Today · 4.125%
HK$48,512
baseline
▲ 0.50% · 4.625%
HK$51,464
+HK$2,952/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,024/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,785
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$52,147
−HK$1,381/mo
Today · 4.125%
HK$53,528
baseline
▲ 0.50% · 4.625%
HK$56,350
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,056/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,780
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,484
−HK$1,731/mo
Today · 4.125%
HK$58,215
baseline
▲ 0.50% · 4.625%
HK$61,757
+HK$3,542/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,430/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,942
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$62,576
−HK$1,658/mo
Today · 4.125%
HK$64,234
baseline
▲ 0.50% · 4.625%
HK$67,620
+HK$3,386/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,468/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,909
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,897
−HK$2,020/mo
Today · 4.125%
HK$67,917
baseline
▲ 0.50% · 4.625%
HK$72,050
+HK$4,133/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$135,834/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,099
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,005
−HK$1,935/mo
Today · 4.125%
HK$74,940
baseline
▲ 0.50% · 4.625%
HK$78,890
+HK$3,950/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$149,880/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,169
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,725
−HK$2,597/mo
Today · 4.125%
HK$87,322
baseline
▲ 0.50% · 4.625%
HK$92,635
+HK$5,313/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,644/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,413
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$93,864
−HK$2,487/mo
Today · 4.125%
HK$96,351
baseline
▲ 0.50% · 4.625%
HK$101,430
+HK$5,079/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,702/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$751,952 · Scale 2, in force from 26 Feb 2026)