LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,651
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,071
−HK$1,443/mo
Today · 4.125%
HK$48,514
baseline
▲ 0.50% · 4.625%
HK$51,465
+HK$2,951/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,028/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,786
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,148
−HK$1,382/mo
Today · 4.125%
HK$53,530
baseline
▲ 0.50% · 4.625%
HK$56,352
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,060/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,781
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,485
−HK$1,731/mo
Today · 4.125%
HK$58,216
baseline
▲ 0.50% · 4.625%
HK$61,759
+HK$3,543/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,432/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,943
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,578
−HK$1,658/mo
Today · 4.125%
HK$64,236
baseline
▲ 0.50% · 4.625%
HK$67,622
+HK$3,386/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,472/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,911
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,899
−HK$2,020/mo
Today · 4.125%
HK$67,919
baseline
▲ 0.50% · 4.625%
HK$72,052
+HK$4,133/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$135,838/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,101
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,007
−HK$1,935/mo
Today · 4.125%
HK$74,942
baseline
▲ 0.50% · 4.625%
HK$78,892
+HK$3,950/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$149,884/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,171
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,727
−HK$2,597/mo
Today · 4.125%
HK$87,324
baseline
▲ 0.50% · 4.625%
HK$92,638
+HK$5,314/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,648/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,415
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,867
−HK$2,487/mo
Today · 4.125%
HK$96,354
baseline
▲ 0.50% · 4.625%
HK$101,433
+HK$5,079/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,708/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,004 · Scale 2, in force from 26 Feb 2026)