LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,653
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,073
−HK$1,443/mo
Today · 4.125%
HK$48,516
baseline
▲ 0.50% · 4.625%
HK$51,468
+HK$2,952/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,032/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,788
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,151
−HK$1,381/mo
Today · 4.125%
HK$53,532
baseline
▲ 0.50% · 4.625%
HK$56,354
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,064/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,784
−HK$3,435/mo
▼ 0.25% · 3.875%
HK$56,488
−HK$1,731/mo
Today · 4.125%
HK$58,219
baseline
▲ 0.50% · 4.625%
HK$61,761
+HK$3,542/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,438/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,946
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,581
−HK$1,658/mo
Today · 4.125%
HK$64,239
baseline
▲ 0.50% · 4.625%
HK$67,625
+HK$3,386/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,478/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,914
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,902
−HK$2,020/mo
Today · 4.125%
HK$67,922
baseline
▲ 0.50% · 4.625%
HK$72,055
+HK$4,133/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$135,844/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,104
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,011
−HK$1,934/mo
Today · 4.125%
HK$74,945
baseline
▲ 0.50% · 4.625%
HK$78,896
+HK$3,951/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$149,890/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,175
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,731
−HK$2,597/mo
Today · 4.125%
HK$87,328
baseline
▲ 0.50% · 4.625%
HK$92,642
+HK$5,314/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,656/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,419
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,871
−HK$2,487/mo
Today · 4.125%
HK$96,358
baseline
▲ 0.50% · 4.625%
HK$101,437
+HK$5,079/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,716/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,097 · Scale 2, in force from 26 Feb 2026)