LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,654
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$47,074
−HK$1,442/mo
Today · 4.125%
HK$48,516
baseline
▲ 0.50% · 4.625%
HK$51,469
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,032/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,789
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,151
−HK$1,382/mo
Today · 4.125%
HK$53,533
baseline
▲ 0.50% · 4.625%
HK$56,355
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,066/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,784
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,488
−HK$1,732/mo
Today · 4.125%
HK$58,220
baseline
▲ 0.50% · 4.625%
HK$61,762
+HK$3,542/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,440/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,947
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,582
−HK$1,658/mo
Today · 4.125%
HK$64,240
baseline
▲ 0.50% · 4.625%
HK$67,626
+HK$3,386/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,480/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,915
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,903
−HK$2,020/mo
Today · 4.125%
HK$67,923
baseline
▲ 0.50% · 4.625%
HK$72,056
+HK$4,133/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$135,846/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,105
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$73,012
−HK$1,934/mo
Today · 4.125%
HK$74,946
baseline
▲ 0.50% · 4.625%
HK$78,897
+HK$3,951/mo
Deposit HK$6.01M · loan HK$14.01M · min. income ≈ HK$149,892/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,176
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$84,733
−HK$2,597/mo
Today · 4.125%
HK$87,330
baseline
▲ 0.50% · 4.625%
HK$92,643
+HK$5,313/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,660/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,421
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,872
−HK$2,488/mo
Today · 4.125%
HK$96,360
baseline
▲ 0.50% · 4.625%
HK$101,439
+HK$5,079/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,720/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,126 · Scale 2, in force from 26 Feb 2026)