LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,654
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,074
−HK$1,443/mo
Today · 4.125%
HK$48,517
baseline
▲ 0.50% · 4.625%
HK$51,469
+HK$2,952/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,034/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,790
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,152
−HK$1,382/mo
Today · 4.125%
HK$53,534
baseline
▲ 0.50% · 4.625%
HK$56,356
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,068/mo (50% DSR)
Upfront cash ≈ HK$10.76M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,785
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,489
−HK$1,732/mo
Today · 4.125%
HK$58,221
baseline
▲ 0.50% · 4.625%
HK$61,763
+HK$3,542/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$116,442/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,948
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,583
−HK$1,658/mo
Today · 4.125%
HK$64,241
baseline
▲ 0.50% · 4.625%
HK$67,627
+HK$3,386/mo
Deposit HK$8.01M · loan HK$12.01M · min. income ≈ HK$128,482/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,916
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$65,904
−HK$2,020/mo
Today · 4.125%
HK$67,924
baseline
▲ 0.50% · 4.625%
HK$72,057
+HK$4,133/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,848/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,106
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,013
−HK$1,935/mo
Today · 4.125%
HK$74,948
baseline
▲ 0.50% · 4.625%
HK$78,898
+HK$3,950/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,896/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,178
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$84,734
−HK$2,597/mo
Today · 4.125%
HK$87,331
baseline
▲ 0.50% · 4.625%
HK$92,645
+HK$5,314/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,662/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,422
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$93,874
−HK$2,487/mo
Today · 4.125%
HK$96,361
baseline
▲ 0.50% · 4.625%
HK$101,441
+HK$5,080/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,722/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$752,158 · Scale 2, in force from 26 Feb 2026)