LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,664
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$47,084
−HK$1,443/mo
Today · 4.125%
HK$48,527
baseline
▲ 0.50% · 4.625%
HK$51,480
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,054/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,800
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,163
−HK$1,382/mo
Today · 4.125%
HK$53,545
baseline
▲ 0.50% · 4.625%
HK$56,368
+HK$2,823/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,090/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,797
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,501
−HK$1,732/mo
Today · 4.125%
HK$58,233
baseline
▲ 0.50% · 4.625%
HK$61,776
+HK$3,543/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,466/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,961
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,596
−HK$1,658/mo
Today · 4.125%
HK$64,254
baseline
▲ 0.50% · 4.625%
HK$67,641
+HK$3,387/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,508/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,929
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,918
−HK$2,020/mo
Today · 4.125%
HK$67,938
baseline
▲ 0.50% · 4.625%
HK$72,072
+HK$4,134/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,876/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,121
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,028
−HK$1,935/mo
Today · 4.125%
HK$74,963
baseline
▲ 0.50% · 4.625%
HK$78,915
+HK$3,952/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,926/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,195
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$84,752
−HK$2,597/mo
Today · 4.125%
HK$87,349
baseline
▲ 0.50% · 4.625%
HK$92,664
+HK$5,315/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,698/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,441
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$93,893
−HK$2,488/mo
Today · 4.125%
HK$96,381
baseline
▲ 0.50% · 4.625%
HK$101,462
+HK$5,081/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,762/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,572 · Scale 2, in force from 26 Feb 2026)