LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,664
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,085
−HK$1,443/mo
Today · 4.125%
HK$48,528
baseline
▲ 0.50% · 4.625%
HK$51,481
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,056/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,801
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,164
−HK$1,382/mo
Today · 4.125%
HK$53,546
baseline
▲ 0.50% · 4.625%
HK$56,368
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,092/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,797
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,502
−HK$1,732/mo
Today · 4.125%
HK$58,234
baseline
▲ 0.50% · 4.625%
HK$61,777
+HK$3,543/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,468/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,962
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,596
−HK$1,659/mo
Today · 4.125%
HK$64,255
baseline
▲ 0.50% · 4.625%
HK$67,642
+HK$3,387/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,510/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,930
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,919
−HK$2,020/mo
Today · 4.125%
HK$67,939
baseline
▲ 0.50% · 4.625%
HK$72,073
+HK$4,134/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,878/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,122
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,029
−HK$1,935/mo
Today · 4.125%
HK$74,964
baseline
▲ 0.50% · 4.625%
HK$78,916
+HK$3,952/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,928/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,196
−HK$5,154/mo
▼ 0.25% · 3.875%
HK$84,753
−HK$2,597/mo
Today · 4.125%
HK$87,350
baseline
▲ 0.50% · 4.625%
HK$92,666
+HK$5,316/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,700/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,442
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,895
−HK$2,488/mo
Today · 4.125%
HK$96,383
baseline
▲ 0.50% · 4.625%
HK$101,463
+HK$5,080/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,766/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,603 · Scale 2, in force from 26 Feb 2026)