LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,666
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,087
−HK$1,443/mo
Today · 4.125%
HK$48,530
baseline
▲ 0.50% · 4.625%
HK$51,483
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,060/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,803
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,166
−HK$1,382/mo
Today · 4.125%
HK$53,548
baseline
▲ 0.50% · 4.625%
HK$56,370
+HK$2,822/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,096/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,799
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,504
−HK$1,732/mo
Today · 4.125%
HK$58,236
baseline
▲ 0.50% · 4.625%
HK$61,779
+HK$3,543/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,472/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,964
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$62,599
−HK$1,658/mo
Today · 4.125%
HK$64,257
baseline
▲ 0.50% · 4.625%
HK$67,645
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,514/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,933
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,921
−HK$2,021/mo
Today · 4.125%
HK$67,942
baseline
▲ 0.50% · 4.625%
HK$72,076
+HK$4,134/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,884/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,124
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,032
−HK$1,935/mo
Today · 4.125%
HK$74,967
baseline
▲ 0.50% · 4.625%
HK$78,919
+HK$3,952/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,934/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,199
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,756
−HK$2,598/mo
Today · 4.125%
HK$87,354
baseline
▲ 0.50% · 4.625%
HK$92,669
+HK$5,315/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,708/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,446
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$93,898
−HK$2,488/mo
Today · 4.125%
HK$96,386
baseline
▲ 0.50% · 4.625%
HK$101,467
+HK$5,081/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,772/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,677 · Scale 2, in force from 26 Feb 2026)