LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,667
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,088
−HK$1,443/mo
Today · 4.125%
HK$48,531
baseline
▲ 0.50% · 4.625%
HK$51,484
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,062/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,804
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,167
−HK$1,382/mo
Today · 4.125%
HK$53,549
baseline
▲ 0.50% · 4.625%
HK$56,372
+HK$2,823/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,098/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,801
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,505
−HK$1,732/mo
Today · 4.125%
HK$58,237
baseline
▲ 0.50% · 4.625%
HK$61,781
+HK$3,544/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,474/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,965
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,600
−HK$1,659/mo
Today · 4.125%
HK$64,259
baseline
▲ 0.50% · 4.625%
HK$67,646
+HK$3,387/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,518/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,934
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,923
−HK$2,020/mo
Today · 4.125%
HK$67,943
baseline
▲ 0.50% · 4.625%
HK$72,078
+HK$4,135/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,886/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,126
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,034
−HK$1,935/mo
Today · 4.125%
HK$74,969
baseline
▲ 0.50% · 4.625%
HK$78,920
+HK$3,951/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,938/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,201
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,758
−HK$2,598/mo
Today · 4.125%
HK$87,356
baseline
▲ 0.50% · 4.625%
HK$92,671
+HK$5,315/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,712/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,448
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$93,900
−HK$2,488/mo
Today · 4.125%
HK$96,388
baseline
▲ 0.50% · 4.625%
HK$101,469
+HK$5,081/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,776/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,724 · Scale 2, in force from 26 Feb 2026)