LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,668
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,089
−HK$1,443/mo
Today · 4.125%
HK$48,532
baseline
▲ 0.50% · 4.625%
HK$51,485
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,064/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,806
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$52,168
−HK$1,382/mo
Today · 4.125%
HK$53,550
baseline
▲ 0.50% · 4.625%
HK$56,373
+HK$2,823/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,100/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,802
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,507
−HK$1,732/mo
Today · 4.125%
HK$58,239
baseline
▲ 0.50% · 4.625%
HK$61,782
+HK$3,543/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,478/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,967
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,602
−HK$1,659/mo
Today · 4.125%
HK$64,261
baseline
▲ 0.50% · 4.625%
HK$67,648
+HK$3,387/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,522/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,936
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,924
−HK$2,021/mo
Today · 4.125%
HK$67,945
baseline
▲ 0.50% · 4.625%
HK$72,079
+HK$4,134/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,890/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,128
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,035
−HK$1,936/mo
Today · 4.125%
HK$74,971
baseline
▲ 0.50% · 4.625%
HK$78,922
+HK$3,951/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,942/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,203
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,760
−HK$2,598/mo
Today · 4.125%
HK$87,358
baseline
▲ 0.50% · 4.625%
HK$92,673
+HK$5,315/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$174,716/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,450
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,903
−HK$2,488/mo
Today · 4.125%
HK$96,391
baseline
▲ 0.50% · 4.625%
HK$101,472
+HK$5,081/mo
Deposit HK$2.00M · loan HK$18.02M · min. income ≈ HK$192,782/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,773 · Scale 2, in force from 26 Feb 2026)