LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,669
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,090
−HK$1,443/mo
Today · 4.125%
HK$48,533
baseline
▲ 0.50% · 4.625%
HK$51,486
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,066/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,807
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,169
−HK$1,383/mo
Today · 4.125%
HK$53,552
baseline
▲ 0.50% · 4.625%
HK$56,375
+HK$2,823/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,104/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,803
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,508
−HK$1,732/mo
Today · 4.125%
HK$58,240
baseline
▲ 0.50% · 4.625%
HK$61,784
+HK$3,544/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,480/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,968
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,603
−HK$1,659/mo
Today · 4.125%
HK$64,262
baseline
▲ 0.50% · 4.625%
HK$67,649
+HK$3,387/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,524/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,937
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,926
−HK$2,021/mo
Today · 4.125%
HK$67,947
baseline
▲ 0.50% · 4.625%
HK$72,081
+HK$4,134/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,894/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,130
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$73,037
−HK$1,935/mo
Today · 4.125%
HK$74,972
baseline
▲ 0.50% · 4.625%
HK$78,924
+HK$3,952/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,944/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,205
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,762
−HK$2,598/mo
Today · 4.125%
HK$87,360
baseline
▲ 0.50% · 4.625%
HK$92,676
+HK$5,316/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,720/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,452
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,905
−HK$2,488/mo
Today · 4.125%
HK$96,393
baseline
▲ 0.50% · 4.625%
HK$101,474
+HK$5,081/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,786/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,822 · Scale 2, in force from 26 Feb 2026)