LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,672
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,093
−HK$1,443/mo
Today · 4.125%
HK$48,536
baseline
▲ 0.50% · 4.625%
HK$51,489
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,072/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,809
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,172
−HK$1,383/mo
Today · 4.125%
HK$53,555
baseline
▲ 0.50% · 4.625%
HK$56,378
+HK$2,823/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,110/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,806
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,511
−HK$1,732/mo
Today · 4.125%
HK$58,243
baseline
▲ 0.50% · 4.625%
HK$61,787
+HK$3,544/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,486/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,971
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,607
−HK$1,658/mo
Today · 4.125%
HK$64,265
baseline
▲ 0.50% · 4.625%
HK$67,653
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,530/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,941
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$65,930
−HK$2,020/mo
Today · 4.125%
HK$67,950
baseline
▲ 0.50% · 4.625%
HK$72,085
+HK$4,135/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,900/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,133
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,041
−HK$1,935/mo
Today · 4.125%
HK$74,976
baseline
▲ 0.50% · 4.625%
HK$78,929
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,952/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,209
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$84,767
−HK$2,598/mo
Today · 4.125%
HK$87,365
baseline
▲ 0.50% · 4.625%
HK$92,681
+HK$5,316/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,730/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,457
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,910
−HK$2,488/mo
Today · 4.125%
HK$96,398
baseline
▲ 0.50% · 4.625%
HK$101,480
+HK$5,082/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,796/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,927 · Scale 2, in force from 26 Feb 2026)