LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,673
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,094
−HK$1,443/mo
Today · 4.125%
HK$48,537
baseline
▲ 0.50% · 4.625%
HK$51,490
+HK$2,953/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$97,074/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,811
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,173
−HK$1,383/mo
Today · 4.125%
HK$53,556
baseline
▲ 0.50% · 4.625%
HK$56,379
+HK$2,823/mo
Deposit HK$10.01M · loan HK$10.01M · min. income ≈ HK$107,112/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,808
−HK$3,436/mo
▼ 0.25% · 3.875%
HK$56,512
−HK$1,732/mo
Today · 4.125%
HK$58,244
baseline
▲ 0.50% · 4.625%
HK$61,789
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,488/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,973
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$62,608
−HK$1,659/mo
Today · 4.125%
HK$64,267
baseline
▲ 0.50% · 4.625%
HK$67,655
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,534/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,942
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,931
−HK$2,021/mo
Today · 4.125%
HK$67,952
baseline
▲ 0.50% · 4.625%
HK$72,087
+HK$4,135/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,904/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,135
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,043
−HK$1,935/mo
Today · 4.125%
HK$74,978
baseline
▲ 0.50% · 4.625%
HK$78,930
+HK$3,952/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,956/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,211
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$84,769
−HK$2,598/mo
Today · 4.125%
HK$87,367
baseline
▲ 0.50% · 4.625%
HK$92,683
+HK$5,316/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,734/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,459
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$93,912
−HK$2,489/mo
Today · 4.125%
HK$96,401
baseline
▲ 0.50% · 4.625%
HK$101,482
+HK$5,081/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,802/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$752,975 · Scale 2, in force from 26 Feb 2026)