LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,674
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,095
−HK$1,443/mo
Today · 4.125%
HK$48,538
baseline
▲ 0.50% · 4.625%
HK$51,492
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,076/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,812
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,175
−HK$1,382/mo
Today · 4.125%
HK$53,557
baseline
▲ 0.50% · 4.625%
HK$56,380
+HK$2,823/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,114/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,809
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,514
−HK$1,732/mo
Today · 4.125%
HK$58,246
baseline
▲ 0.50% · 4.625%
HK$61,790
+HK$3,544/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,492/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,974
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,610
−HK$1,659/mo
Today · 4.125%
HK$64,269
baseline
▲ 0.50% · 4.625%
HK$67,656
+HK$3,387/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,538/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,944
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,933
−HK$2,021/mo
Today · 4.125%
HK$67,954
baseline
▲ 0.50% · 4.625%
HK$72,089
+HK$4,135/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,908/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,137
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$73,045
−HK$1,935/mo
Today · 4.125%
HK$74,980
baseline
▲ 0.50% · 4.625%
HK$78,933
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,960/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,214
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,771
−HK$2,598/mo
Today · 4.125%
HK$87,369
baseline
▲ 0.50% · 4.625%
HK$92,685
+HK$5,316/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,738/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,462
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$93,915
−HK$2,488/mo
Today · 4.125%
HK$96,403
baseline
▲ 0.50% · 4.625%
HK$101,485
+HK$5,082/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,806/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,029 · Scale 2, in force from 26 Feb 2026)