LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,677
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,098
−HK$1,443/mo
Today · 4.125%
HK$48,541
baseline
▲ 0.50% · 4.625%
HK$51,495
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,082/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,815
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,178
−HK$1,383/mo
Today · 4.125%
HK$53,561
baseline
▲ 0.50% · 4.625%
HK$56,384
+HK$2,823/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,122/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,812
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,517
−HK$1,733/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,794
+HK$3,544/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,978
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,614
−HK$1,659/mo
Today · 4.125%
HK$64,273
baseline
▲ 0.50% · 4.625%
HK$67,661
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,546/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,948
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,937
−HK$2,021/mo
Today · 4.125%
HK$67,958
baseline
▲ 0.50% · 4.625%
HK$72,093
+HK$4,135/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,916/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,141
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,049
−HK$1,936/mo
Today · 4.125%
HK$74,985
baseline
▲ 0.50% · 4.625%
HK$78,937
+HK$3,952/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,970/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,219
−HK$5,155/mo
▼ 0.25% · 3.875%
HK$84,776
−HK$2,598/mo
Today · 4.125%
HK$87,374
baseline
▲ 0.50% · 4.625%
HK$92,691
+HK$5,317/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,748/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,467
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$93,920
−HK$2,489/mo
Today · 4.125%
HK$96,409
baseline
▲ 0.50% · 4.625%
HK$101,491
+HK$5,082/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,818/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,151 · Scale 2, in force from 26 Feb 2026)