LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,678
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,099
−HK$1,444/mo
Today · 4.125%
HK$48,543
baseline
▲ 0.50% · 4.625%
HK$51,497
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,086/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,817
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,180
−HK$1,382/mo
Today · 4.125%
HK$53,562
baseline
▲ 0.50% · 4.625%
HK$56,386
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,124/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,814
−HK$3,437/mo
▼ 0.25% · 3.875%
HK$56,519
−HK$1,732/mo
Today · 4.125%
HK$58,251
baseline
▲ 0.50% · 4.625%
HK$61,796
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,502/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,980
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,616
−HK$1,659/mo
Today · 4.125%
HK$64,275
baseline
▲ 0.50% · 4.625%
HK$67,663
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,550/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,950
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,939
−HK$2,021/mo
Today · 4.125%
HK$67,960
baseline
▲ 0.50% · 4.625%
HK$72,095
+HK$4,135/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,920/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,143
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,051
−HK$1,936/mo
Today · 4.125%
HK$74,987
baseline
▲ 0.50% · 4.625%
HK$78,940
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,974/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,221
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$84,779
−HK$2,598/mo
Today · 4.125%
HK$87,377
baseline
▲ 0.50% · 4.625%
HK$92,694
+HK$5,317/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,754/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,470
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$93,923
−HK$2,489/mo
Today · 4.125%
HK$96,412
baseline
▲ 0.50% · 4.625%
HK$101,494
+HK$5,082/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,824/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,212 · Scale 2, in force from 26 Feb 2026)