LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,683
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,104
−HK$1,443/mo
Today · 4.125%
HK$48,547
baseline
▲ 0.50% · 4.625%
HK$51,501
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,094/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,822
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,185
−HK$1,382/mo
Today · 4.125%
HK$53,567
baseline
▲ 0.50% · 4.625%
HK$56,391
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,134/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,819
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,524
−HK$1,733/mo
Today · 4.125%
HK$58,257
baseline
▲ 0.50% · 4.625%
HK$61,802
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,514/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,986
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,621
−HK$1,660/mo
Today · 4.125%
HK$64,281
baseline
▲ 0.50% · 4.625%
HK$67,669
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,562/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,956
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$65,945
−HK$2,021/mo
Today · 4.125%
HK$67,966
baseline
▲ 0.50% · 4.625%
HK$72,102
+HK$4,136/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,932/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,150
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,058
−HK$1,936/mo
Today · 4.125%
HK$74,994
baseline
▲ 0.50% · 4.625%
HK$78,947
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,988/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,229
−HK$5,156/mo
▼ 0.25% · 3.875%
HK$84,787
−HK$2,598/mo
Today · 4.125%
HK$87,385
baseline
▲ 0.50% · 4.625%
HK$92,703
+HK$5,318/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,770/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,479
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$93,932
−HK$2,489/mo
Today · 4.125%
HK$96,421
baseline
▲ 0.50% · 4.625%
HK$101,504
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,842/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,402 · Scale 2, in force from 26 Feb 2026)