LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,684
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,105
−HK$1,443/mo
Today · 4.125%
HK$48,548
baseline
▲ 0.50% · 4.625%
HK$51,502
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,096/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,823
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,186
−HK$1,382/mo
Today · 4.125%
HK$53,568
baseline
▲ 0.50% · 4.625%
HK$56,392
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,136/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,820
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,526
−HK$1,732/mo
Today · 4.125%
HK$58,258
baseline
▲ 0.50% · 4.625%
HK$61,803
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,516/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,987
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,623
−HK$1,659/mo
Today · 4.125%
HK$64,282
baseline
▲ 0.50% · 4.625%
HK$67,670
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,564/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,957
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,946
−HK$2,022/mo
Today · 4.125%
HK$67,968
baseline
▲ 0.50% · 4.625%
HK$72,103
+HK$4,135/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,936/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,152
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,060
−HK$1,936/mo
Today · 4.125%
HK$74,996
baseline
▲ 0.50% · 4.625%
HK$78,949
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,992/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,230
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,788
−HK$2,599/mo
Today · 4.125%
HK$87,387
baseline
▲ 0.50% · 4.625%
HK$92,704
+HK$5,317/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,774/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,481
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$93,934
−HK$2,489/mo
Today · 4.125%
HK$96,423
baseline
▲ 0.50% · 4.625%
HK$101,506
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,846/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,441 · Scale 2, in force from 26 Feb 2026)