LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,685
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$47,106
−HK$1,443/mo
Today · 4.125%
HK$48,549
baseline
▲ 0.50% · 4.625%
HK$51,504
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,098/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,824
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$52,187
−HK$1,382/mo
Today · 4.125%
HK$53,569
baseline
▲ 0.50% · 4.625%
HK$56,393
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,138/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,821
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,527
−HK$1,732/mo
Today · 4.125%
HK$58,259
baseline
▲ 0.50% · 4.625%
HK$61,804
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,518/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,988
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,624
−HK$1,659/mo
Today · 4.125%
HK$64,283
baseline
▲ 0.50% · 4.625%
HK$67,672
+HK$3,389/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,566/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,958
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,948
−HK$2,021/mo
Today · 4.125%
HK$67,969
baseline
▲ 0.50% · 4.625%
HK$72,105
+HK$4,136/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$135,938/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,153
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,061
−HK$1,936/mo
Today · 4.125%
HK$74,997
baseline
▲ 0.50% · 4.625%
HK$78,950
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.02M · min. income ≈ HK$149,994/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,232
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,790
−HK$2,599/mo
Today · 4.125%
HK$87,389
baseline
▲ 0.50% · 4.625%
HK$92,706
+HK$5,317/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,778/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,483
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$93,936
−HK$2,489/mo
Today · 4.125%
HK$96,425
baseline
▲ 0.50% · 4.625%
HK$101,508
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,850/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,484 · Scale 2, in force from 26 Feb 2026)