LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,687
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,108
−HK$1,444/mo
Today · 4.125%
HK$48,552
baseline
▲ 0.50% · 4.625%
HK$51,506
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,104/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,826
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,189
−HK$1,383/mo
Today · 4.125%
HK$53,572
baseline
▲ 0.50% · 4.625%
HK$56,396
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,144/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,824
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,529
−HK$1,733/mo
Today · 4.125%
HK$58,262
baseline
▲ 0.50% · 4.625%
HK$61,807
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,524/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,991
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,627
−HK$1,659/mo
Today · 4.125%
HK$64,286
baseline
▲ 0.50% · 4.625%
HK$67,675
+HK$3,389/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,572/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,961
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,951
−HK$2,021/mo
Today · 4.125%
HK$67,972
baseline
▲ 0.50% · 4.625%
HK$72,108
+HK$4,136/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,944/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,156
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,065
−HK$1,936/mo
Today · 4.125%
HK$75,001
baseline
▲ 0.50% · 4.625%
HK$78,954
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,002/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,236
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,794
−HK$2,599/mo
Today · 4.125%
HK$87,393
baseline
▲ 0.50% · 4.625%
HK$92,711
+HK$5,318/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,786/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,487
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$93,940
−HK$2,490/mo
Today · 4.125%
HK$96,430
baseline
▲ 0.50% · 4.625%
HK$101,513
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,860/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,579 · Scale 2, in force from 26 Feb 2026)