LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,688
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,110
−HK$1,443/mo
Today · 4.125%
HK$48,553
baseline
▲ 0.50% · 4.625%
HK$51,508
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,106/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,828
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,191
−HK$1,383/mo
Today · 4.125%
HK$53,574
baseline
▲ 0.50% · 4.625%
HK$56,398
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,148/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,826
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,531
−HK$1,733/mo
Today · 4.125%
HK$58,264
baseline
▲ 0.50% · 4.625%
HK$61,809
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,528/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,993
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,629
−HK$1,660/mo
Today · 4.125%
HK$64,289
baseline
▲ 0.50% · 4.625%
HK$67,677
+HK$3,388/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,578/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,964
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,953
−HK$2,022/mo
Today · 4.125%
HK$67,975
baseline
▲ 0.50% · 4.625%
HK$72,111
+HK$4,136/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,950/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,159
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,067
−HK$1,937/mo
Today · 4.125%
HK$75,004
baseline
▲ 0.50% · 4.625%
HK$78,957
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,008/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,239
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,797
−HK$2,599/mo
Today · 4.125%
HK$87,396
baseline
▲ 0.50% · 4.625%
HK$92,714
+HK$5,318/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,792/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,490
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$93,944
−HK$2,489/mo
Today · 4.125%
HK$96,433
baseline
▲ 0.50% · 4.625%
HK$101,516
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,866/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,651 · Scale 2, in force from 26 Feb 2026)