LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,689
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,110
−HK$1,444/mo
Today · 4.125%
HK$48,554
baseline
▲ 0.50% · 4.625%
HK$51,508
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,108/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,828
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,192
−HK$1,383/mo
Today · 4.125%
HK$53,575
baseline
▲ 0.50% · 4.625%
HK$56,399
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,150/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,827
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,532
−HK$1,733/mo
Today · 4.125%
HK$58,265
baseline
▲ 0.50% · 4.625%
HK$61,810
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,530/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,994
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,630
−HK$1,659/mo
Today · 4.125%
HK$64,289
baseline
▲ 0.50% · 4.625%
HK$67,678
+HK$3,389/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,578/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,964
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,954
−HK$2,022/mo
Today · 4.125%
HK$67,976
baseline
▲ 0.50% · 4.625%
HK$72,112
+HK$4,136/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,952/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,160
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$73,068
−HK$1,936/mo
Today · 4.125%
HK$75,004
baseline
▲ 0.50% · 4.625%
HK$78,958
+HK$3,954/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,008/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,240
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,798
−HK$2,599/mo
Today · 4.125%
HK$87,397
baseline
▲ 0.50% · 4.625%
HK$92,715
+HK$5,318/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,794/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,491
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$93,945
−HK$2,489/mo
Today · 4.125%
HK$96,434
baseline
▲ 0.50% · 4.625%
HK$101,517
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,868/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,675 · Scale 2, in force from 26 Feb 2026)