LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,690
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,112
−HK$1,443/mo
Today · 4.125%
HK$48,555
baseline
▲ 0.50% · 4.625%
HK$51,510
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,110/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,830
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,193
−HK$1,383/mo
Today · 4.125%
HK$53,576
baseline
▲ 0.50% · 4.625%
HK$56,400
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,152/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,828
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,534
−HK$1,733/mo
Today · 4.125%
HK$58,267
baseline
▲ 0.50% · 4.625%
HK$61,812
+HK$3,545/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$116,534/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,996
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,632
−HK$1,659/mo
Today · 4.125%
HK$64,291
baseline
▲ 0.50% · 4.625%
HK$67,680
+HK$3,389/mo
Deposit HK$8.01M · loan HK$12.02M · min. income ≈ HK$128,582/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,966
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,956
−HK$2,022/mo
Today · 4.125%
HK$67,978
baseline
▲ 0.50% · 4.625%
HK$72,114
+HK$4,136/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,956/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,162
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,070
−HK$1,937/mo
Today · 4.125%
HK$75,007
baseline
▲ 0.50% · 4.625%
HK$78,960
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,014/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,243
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,801
−HK$2,599/mo
Today · 4.125%
HK$87,400
baseline
▲ 0.50% · 4.625%
HK$92,718
+HK$5,318/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,800/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,494
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$93,948
−HK$2,489/mo
Today · 4.125%
HK$96,437
baseline
▲ 0.50% · 4.625%
HK$101,520
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,874/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,735 · Scale 2, in force from 26 Feb 2026)