LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,691
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,113
−HK$1,444/mo
Today · 4.125%
HK$48,557
baseline
▲ 0.50% · 4.625%
HK$51,511
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,114/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,831
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,195
−HK$1,383/mo
Today · 4.125%
HK$53,578
baseline
▲ 0.50% · 4.625%
HK$56,402
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,156/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,830
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,535
−HK$1,733/mo
Today · 4.125%
HK$58,268
baseline
▲ 0.50% · 4.625%
HK$61,814
+HK$3,546/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$116,536/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,998
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$62,633
−HK$1,660/mo
Today · 4.125%
HK$64,293
baseline
▲ 0.50% · 4.625%
HK$67,682
+HK$3,389/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$128,586/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,968
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,958
−HK$2,021/mo
Today · 4.125%
HK$67,979
baseline
▲ 0.50% · 4.625%
HK$72,116
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,958/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,164
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,072
−HK$1,937/mo
Today · 4.125%
HK$75,009
baseline
▲ 0.50% · 4.625%
HK$78,962
+HK$3,953/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,018/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,245
−HK$5,157/mo
▼ 0.25% · 3.875%
HK$84,803
−HK$2,599/mo
Today · 4.125%
HK$87,402
baseline
▲ 0.50% · 4.625%
HK$92,720
+HK$5,318/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$174,804/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,496
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$93,950
−HK$2,490/mo
Today · 4.125%
HK$96,440
baseline
▲ 0.50% · 4.625%
HK$101,523
+HK$5,083/mo
Deposit HK$2.00M · loan HK$18.03M · min. income ≈ HK$192,880/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,787 · Scale 2, in force from 26 Feb 2026)