LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,694
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,115
−HK$1,444/mo
Today · 4.125%
HK$48,559
baseline
▲ 0.50% · 4.625%
HK$51,514
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,118/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,834
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,198
−HK$1,383/mo
Today · 4.125%
HK$53,581
baseline
▲ 0.50% · 4.625%
HK$56,405
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,162/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,833
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$56,538
−HK$1,733/mo
Today · 4.125%
HK$58,271
baseline
▲ 0.50% · 4.625%
HK$61,817
+HK$3,546/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$116,542/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,001
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,637
−HK$1,660/mo
Today · 4.125%
HK$64,297
baseline
▲ 0.50% · 4.625%
HK$67,686
+HK$3,389/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$128,594/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,972
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$65,962
−HK$2,021/mo
Today · 4.125%
HK$67,983
baseline
▲ 0.50% · 4.625%
HK$72,120
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,966/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,168
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,077
−HK$1,936/mo
Today · 4.125%
HK$75,013
baseline
▲ 0.50% · 4.625%
HK$78,967
+HK$3,954/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,026/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,249
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$84,808
−HK$2,599/mo
Today · 4.125%
HK$87,407
baseline
▲ 0.50% · 4.625%
HK$92,726
+HK$5,319/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,814/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,502
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$93,956
−HK$2,489/mo
Today · 4.125%
HK$96,445
baseline
▲ 0.50% · 4.625%
HK$101,529
+HK$5,084/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,890/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,901 · Scale 2, in force from 26 Feb 2026)