LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,696
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,117
−HK$1,445/mo
Today · 4.125%
HK$48,562
baseline
▲ 0.50% · 4.625%
HK$51,516
+HK$2,954/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,124/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,836
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,200
−HK$1,383/mo
Today · 4.125%
HK$53,583
baseline
▲ 0.50% · 4.625%
HK$56,407
+HK$2,824/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,166/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,835
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,541
−HK$1,733/mo
Today · 4.125%
HK$58,274
baseline
▲ 0.50% · 4.625%
HK$61,820
+HK$3,546/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$116,548/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,004
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,640
−HK$1,660/mo
Today · 4.125%
HK$64,300
baseline
▲ 0.50% · 4.625%
HK$67,689
+HK$3,389/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$128,600/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,974
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,964
−HK$2,022/mo
Today · 4.125%
HK$67,986
baseline
▲ 0.50% · 4.625%
HK$72,123
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,972/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,171
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,080
−HK$1,936/mo
Today · 4.125%
HK$75,016
baseline
▲ 0.50% · 4.625%
HK$78,970
+HK$3,954/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,032/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,253
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$84,811
−HK$2,600/mo
Today · 4.125%
HK$87,411
baseline
▲ 0.50% · 4.625%
HK$92,730
+HK$5,319/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,822/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,506
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$93,960
−HK$2,489/mo
Today · 4.125%
HK$96,449
baseline
▲ 0.50% · 4.625%
HK$101,533
+HK$5,084/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,898/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$753,988 · Scale 2, in force from 26 Feb 2026)