LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,698
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$47,119
−HK$1,444/mo
Today · 4.125%
HK$48,563
baseline
▲ 0.50% · 4.625%
HK$51,518
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,126/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,838
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,202
−HK$1,383/mo
Today · 4.125%
HK$53,585
baseline
▲ 0.50% · 4.625%
HK$56,410
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,170/mo (50% DSR)
Upfront cash ≈ HK$10.77M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,837
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,543
−HK$1,733/mo
Today · 4.125%
HK$58,276
baseline
▲ 0.50% · 4.625%
HK$61,822
+HK$3,546/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$116,552/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,006
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,642
−HK$1,660/mo
Today · 4.125%
HK$64,302
baseline
▲ 0.50% · 4.625%
HK$67,691
+HK$3,389/mo
Deposit HK$8.02M · loan HK$12.02M · min. income ≈ HK$128,604/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,977
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,967
−HK$2,022/mo
Today · 4.125%
HK$67,989
baseline
▲ 0.50% · 4.625%
HK$72,126
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,978/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,174
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,083
−HK$1,936/mo
Today · 4.125%
HK$75,019
baseline
▲ 0.50% · 4.625%
HK$78,973
+HK$3,954/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,038/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,256
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$84,815
−HK$2,599/mo
Today · 4.125%
HK$87,414
baseline
▲ 0.50% · 4.625%
HK$92,733
+HK$5,319/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,828/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,509
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$93,963
−HK$2,490/mo
Today · 4.125%
HK$96,453
baseline
▲ 0.50% · 4.625%
HK$101,537
+HK$5,084/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,906/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,065 · Scale 2, in force from 26 Feb 2026)