LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,700
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,122
−HK$1,444/mo
Today · 4.125%
HK$48,566
baseline
▲ 0.50% · 4.625%
HK$51,521
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,132/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,841
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,205
−HK$1,383/mo
Today · 4.125%
HK$53,588
baseline
▲ 0.50% · 4.625%
HK$56,413
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,176/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,840
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,546
−HK$1,733/mo
Today · 4.125%
HK$58,279
baseline
▲ 0.50% · 4.625%
HK$61,825
+HK$3,546/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,558/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,009
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,646
−HK$1,659/mo
Today · 4.125%
HK$64,305
baseline
▲ 0.50% · 4.625%
HK$67,695
+HK$3,390/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,610/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,980
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,971
−HK$2,022/mo
Today · 4.125%
HK$67,993
baseline
▲ 0.50% · 4.625%
HK$72,130
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,986/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,178
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,086
−HK$1,937/mo
Today · 4.125%
HK$75,023
baseline
▲ 0.50% · 4.625%
HK$78,978
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,046/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,261
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$84,819
−HK$2,600/mo
Today · 4.125%
HK$87,419
baseline
▲ 0.50% · 4.625%
HK$92,738
+HK$5,319/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,838/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,514
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$93,968
−HK$2,490/mo
Today · 4.125%
HK$96,458
baseline
▲ 0.50% · 4.625%
HK$101,543
+HK$5,085/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,916/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,173 · Scale 2, in force from 26 Feb 2026)