LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,701
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,122
−HK$1,445/mo
Today · 4.125%
HK$48,567
baseline
▲ 0.50% · 4.625%
HK$51,522
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,134/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,842
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$52,205
−HK$1,383/mo
Today · 4.125%
HK$53,588
baseline
▲ 0.50% · 4.625%
HK$56,413
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,176/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,841
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,547
−HK$1,733/mo
Today · 4.125%
HK$58,280
baseline
▲ 0.50% · 4.625%
HK$61,826
+HK$3,546/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,560/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,010
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,646
−HK$1,660/mo
Today · 4.125%
HK$64,306
baseline
▲ 0.50% · 4.625%
HK$67,696
+HK$3,390/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,612/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,981
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,971
−HK$2,022/mo
Today · 4.125%
HK$67,993
baseline
▲ 0.50% · 4.625%
HK$72,130
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,986/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,178
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,087
−HK$1,937/mo
Today · 4.125%
HK$75,024
baseline
▲ 0.50% · 4.625%
HK$78,978
+HK$3,954/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,048/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,261
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$84,820
−HK$2,600/mo
Today · 4.125%
HK$87,420
baseline
▲ 0.50% · 4.625%
HK$92,739
+HK$5,319/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,840/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,515
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$93,969
−HK$2,490/mo
Today · 4.125%
HK$96,459
baseline
▲ 0.50% · 4.625%
HK$101,544
+HK$5,085/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,918/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,195 · Scale 2, in force from 26 Feb 2026)