LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,701
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,123
−HK$1,444/mo
Today · 4.125%
HK$48,567
baseline
▲ 0.50% · 4.625%
HK$51,522
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,134/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,842
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,206
−HK$1,383/mo
Today · 4.125%
HK$53,589
baseline
▲ 0.50% · 4.625%
HK$56,414
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,178/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,841
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,547
−HK$1,733/mo
Today · 4.125%
HK$58,280
baseline
▲ 0.50% · 4.625%
HK$61,827
+HK$3,547/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,560/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,010
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,647
−HK$1,660/mo
Today · 4.125%
HK$64,307
baseline
▲ 0.50% · 4.625%
HK$67,696
+HK$3,389/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,614/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,982
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,972
−HK$2,022/mo
Today · 4.125%
HK$67,994
baseline
▲ 0.50% · 4.625%
HK$72,131
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,988/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,179
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$73,088
−HK$1,936/mo
Today · 4.125%
HK$75,024
baseline
▲ 0.50% · 4.625%
HK$78,979
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,048/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,262
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$84,821
−HK$2,600/mo
Today · 4.125%
HK$87,421
baseline
▲ 0.50% · 4.625%
HK$92,740
+HK$5,319/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,842/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,516
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$93,970
−HK$2,490/mo
Today · 4.125%
HK$96,460
baseline
▲ 0.50% · 4.625%
HK$101,545
+HK$5,085/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,920/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,211 · Scale 2, in force from 26 Feb 2026)