LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,702
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,124
−HK$1,444/mo
Today · 4.125%
HK$48,568
baseline
▲ 0.50% · 4.625%
HK$51,523
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,136/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,843
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,207
−HK$1,383/mo
Today · 4.125%
HK$53,590
baseline
▲ 0.50% · 4.625%
HK$56,415
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,180/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,842
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,548
−HK$1,734/mo
Today · 4.125%
HK$58,282
baseline
▲ 0.50% · 4.625%
HK$61,828
+HK$3,546/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,564/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,012
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,648
−HK$1,660/mo
Today · 4.125%
HK$64,308
baseline
▲ 0.50% · 4.625%
HK$67,698
+HK$3,390/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,616/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,983
−HK$4,012/mo
▼ 0.25% · 3.875%
HK$65,973
−HK$2,022/mo
Today · 4.125%
HK$67,995
baseline
▲ 0.50% · 4.625%
HK$72,132
+HK$4,137/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$135,990/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,180
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,089
−HK$1,937/mo
Today · 4.125%
HK$75,026
baseline
▲ 0.50% · 4.625%
HK$78,981
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,052/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,264
−HK$5,158/mo
▼ 0.25% · 3.875%
HK$84,822
−HK$2,600/mo
Today · 4.125%
HK$87,422
baseline
▲ 0.50% · 4.625%
HK$92,742
+HK$5,320/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,844/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,517
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$93,972
−HK$2,490/mo
Today · 4.125%
HK$96,462
baseline
▲ 0.50% · 4.625%
HK$101,547
+HK$5,085/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,924/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,249 · Scale 2, in force from 26 Feb 2026)