LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,708
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,130
−HK$1,444/mo
Today · 4.125%
HK$48,574
baseline
▲ 0.50% · 4.625%
HK$51,530
+HK$2,956/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,148/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,850
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,214
−HK$1,383/mo
Today · 4.125%
HK$53,597
baseline
▲ 0.50% · 4.625%
HK$56,422
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,194/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,850
−HK$3,439/mo
▼ 0.25% · 3.875%
HK$56,556
−HK$1,733/mo
Today · 4.125%
HK$58,289
baseline
▲ 0.50% · 4.625%
HK$61,836
+HK$3,547/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,578/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,020
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$62,656
−HK$1,660/mo
Today · 4.125%
HK$64,316
baseline
▲ 0.50% · 4.625%
HK$67,707
+HK$3,391/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,632/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,991
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,982
−HK$2,022/mo
Today · 4.125%
HK$68,004
baseline
▲ 0.50% · 4.625%
HK$72,142
+HK$4,138/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$136,008/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,190
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,099
−HK$1,937/mo
Today · 4.125%
HK$75,036
baseline
▲ 0.50% · 4.625%
HK$78,991
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,072/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,275
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$84,834
−HK$2,600/mo
Today · 4.125%
HK$87,434
baseline
▲ 0.50% · 4.625%
HK$92,754
+HK$5,320/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,868/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,530
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$93,984
−HK$2,491/mo
Today · 4.125%
HK$96,475
baseline
▲ 0.50% · 4.625%
HK$101,560
+HK$5,085/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,950/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,517 · Scale 2, in force from 26 Feb 2026)