LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,709
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,131
−HK$1,445/mo
Today · 4.125%
HK$48,576
baseline
▲ 0.50% · 4.625%
HK$51,531
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,152/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,851
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,215
−HK$1,383/mo
Today · 4.125%
HK$53,598
baseline
▲ 0.50% · 4.625%
HK$56,424
+HK$2,826/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,196/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,851
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,557
−HK$1,734/mo
Today · 4.125%
HK$58,291
baseline
▲ 0.50% · 4.625%
HK$61,838
+HK$3,547/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,582/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,021
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,658
−HK$1,660/mo
Today · 4.125%
HK$64,318
baseline
▲ 0.50% · 4.625%
HK$67,708
+HK$3,390/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,636/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,993
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,983
−HK$2,023/mo
Today · 4.125%
HK$68,006
baseline
▲ 0.50% · 4.625%
HK$72,144
+HK$4,138/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$136,012/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,192
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$73,101
−HK$1,937/mo
Today · 4.125%
HK$75,038
baseline
▲ 0.50% · 4.625%
HK$78,993
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,076/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,277
−HK$5,159/mo
▼ 0.25% · 3.875%
HK$84,836
−HK$2,600/mo
Today · 4.125%
HK$87,436
baseline
▲ 0.50% · 4.625%
HK$92,756
+HK$5,320/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,872/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,532
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$93,987
−HK$2,490/mo
Today · 4.125%
HK$96,477
baseline
▲ 0.50% · 4.625%
HK$101,563
+HK$5,086/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,954/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,566 · Scale 2, in force from 26 Feb 2026)