LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,711
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,133
−HK$1,445/mo
Today · 4.125%
HK$48,578
baseline
▲ 0.50% · 4.625%
HK$51,533
+HK$2,955/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,156/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,853
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,217
−HK$1,383/mo
Today · 4.125%
HK$53,600
baseline
▲ 0.50% · 4.625%
HK$56,426
+HK$2,826/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,200/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,853
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,559
−HK$1,734/mo
Today · 4.125%
HK$58,293
baseline
▲ 0.50% · 4.625%
HK$61,840
+HK$3,547/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,586/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,024
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,660
−HK$1,661/mo
Today · 4.125%
HK$64,321
baseline
▲ 0.50% · 4.625%
HK$67,711
+HK$3,390/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,642/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,995
−HK$4,014/mo
▼ 0.25% · 3.875%
HK$65,986
−HK$2,023/mo
Today · 4.125%
HK$68,009
baseline
▲ 0.50% · 4.625%
HK$72,147
+HK$4,138/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$136,018/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,194
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,104
−HK$1,937/mo
Today · 4.125%
HK$75,041
baseline
▲ 0.50% · 4.625%
HK$78,996
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,082/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,280
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$84,839
−HK$2,601/mo
Today · 4.125%
HK$87,440
baseline
▲ 0.50% · 4.625%
HK$92,760
+HK$5,320/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,880/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,535
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$93,990
−HK$2,491/mo
Today · 4.125%
HK$96,481
baseline
▲ 0.50% · 4.625%
HK$101,567
+HK$5,086/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,962/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,644 · Scale 2, in force from 26 Feb 2026)