LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,713
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,135
−HK$1,444/mo
Today · 4.125%
HK$48,579
baseline
▲ 0.50% · 4.625%
HK$51,535
+HK$2,956/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$97,158/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,855
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,219
−HK$1,384/mo
Today · 4.125%
HK$53,603
baseline
▲ 0.50% · 4.625%
HK$56,428
+HK$2,825/mo
Deposit HK$10.02M · loan HK$10.02M · min. income ≈ HK$107,206/mo (50% DSR)
Upfront cash ≈ HK$10.78M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,855
−HK$3,440/mo
▼ 0.25% · 3.875%
HK$56,562
−HK$1,733/mo
Today · 4.125%
HK$58,295
baseline
▲ 0.50% · 4.625%
HK$61,843
+HK$3,548/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$116,590/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,026
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$62,663
−HK$1,660/mo
Today · 4.125%
HK$64,323
baseline
▲ 0.50% · 4.625%
HK$67,714
+HK$3,391/mo
Deposit HK$8.02M · loan HK$12.03M · min. income ≈ HK$128,646/mo (50% DSR)
Upfront cash ≈ HK$8.77M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,998
−HK$4,013/mo
▼ 0.25% · 3.875%
HK$65,989
−HK$2,022/mo
Today · 4.125%
HK$68,011
baseline
▲ 0.50% · 4.625%
HK$72,150
+HK$4,139/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$136,022/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,197
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$73,107
−HK$1,937/mo
Today · 4.125%
HK$75,044
baseline
▲ 0.50% · 4.625%
HK$78,999
+HK$3,955/mo
Deposit HK$6.01M · loan HK$14.03M · min. income ≈ HK$150,088/mo (50% DSR)
Upfront cash ≈ HK$6.77M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,283
−HK$5,160/mo
▼ 0.25% · 3.875%
HK$84,843
−HK$2,600/mo
Today · 4.125%
HK$87,443
baseline
▲ 0.50% · 4.625%
HK$92,764
+HK$5,321/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$174,886/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,539
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$93,994
−HK$2,491/mo
Today · 4.125%
HK$96,485
baseline
▲ 0.50% · 4.625%
HK$101,571
+HK$5,086/mo
Deposit HK$2.00M · loan HK$18.04M · min. income ≈ HK$192,970/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$754,726 · Scale 2, in force from 26 Feb 2026)